fINEQUITY is an early-stage organization working to create a free financial inclusion tool for incarcerated people. Our mission is to create pathways to economic security for New Yorkers impacted by long-term incarceration.
Credit checks are a modern exclusion tool, used to enable discrimination in situations where it would otherwise be illegal.
Through credit checks, formerly incarcerated people face barriers to housing, employment, and non-predatory banking services. People returning home are also charged higher rates than others for car insurance, cell phone plans, utilities, and credit cards.
The pilot program we're launching is made up of several phases.
We will give out financial literacy materials and assess progress.
If everything has gone well with the first two phases, we will start reporting the loans to the credit bureaus, so that people's scores go up.
We get people access to safe capital when they're returning home.
Briane is a law professor and technologist with experience in prison reentry policy. Previously, Briane served as a board chair for the National Network of Returning Citizens and the DC Reduced Fee Legal Services Network.
Brittany is a computer programmer with experience building and supporting web applications. Brittany has worked on digital distributed systems and scaling products with mail-based components.