Creating pathways to economic stability for those impacted by long-term incarceration.
fINEQUITY is an early-stage organization working to create a free financial inclusion tool for incarcerated people. Our mission is to create pathways to economic security for New Yorkers impacted by long-term incarceration.
Credit checks are a modern exclusion tool, used to enable discrimination in situations where it would otherwise be illegal.
Through credit checks, formerly incarcerated people face barriers to housing, employment, and non-predatory banking services. People returning home are also charged higher rates than others for car insurance, cell phone plans, utilities, and credit cards.
The pilot program we are putting together is made up of three main parts, with an additional step we aspire to make possible.
We will send information about credit scores, interest payments, and the risks of predatory lending to program participants while they are inside. Graduates of this correspondence course will be issued a Certificate of Completion.
Once a track record of regular repayments has been established, we will launch credit reporting to the credit bureaus up until a participants' release date.
We hope to keep working with participants once they are out by connecting them with the financial services they need. This is something we are thinking about for the future.
Briane is a law professor and technologist with experience in prison reentry policy. Previously, Briane served as a board chair for the National Network of Returning Citizens and the DC Reduced Fee Legal Services Network.
Brittany is a computer programmer with experience building and supporting web applications. Brittany has worked on digital distributed systems and scaling products with mail-based components.
Keri is a finance-savvy accountant whose past work includes business and personal financial management, taxation, public assistance programs, non-profit management, and community relations.